Official Singapore rates
Current Singapore rates, read clearly.
Live official T-bill, Singapore Savings Bond and CPF rates, with plain-English guides and neutral tools. We don't sell you products — you make the call.
This fortnight's T-bill auctions
Cut-off yields from the most recent Singapore Treasury bill auctions, straight from the MAS statistics API.
| Tenor | Issue code | Auction date | Cut-off yield |
|---|---|---|---|
| 6-month | BS26121N | 22 Oct 2026 | 1.95% |
| 1-year | BY26103X | 15 Oct 2026 | 1.92% |
| 6-month | BS26120W | 8 Oct 2026 | 1.90% |
| 6-month | BS26119F | 24 Sept 2026 | 1.92% |
Cut-off yield is the yield at which the auction cleared. Past auctions do not predict future yields.
Treasury bills (T-bills)
How SG T-bills work, how to apply via cash, SRS or CPF, and the latest cut-off yields.
Singapore Savings Bonds
SSB step-up interest, the monthly issue calendar, and how to build a ladder.
CPF interest rates
OA/SA/MA/RA rates, extra interest tiers and how they are calculated.
Savings accounts
How effective APY is built from salary, card and bill conditions — compared neutrally.
T-bill yield calculator
Based on MAS bonds & bills API. As of 24 Oct 2026. Interactive calculators arrive with the first guides. They will use the live MAS cut-off yield shown above.
General information only, not financial advice (Financial Advisers Act). We compare official rules and published rates; we do not recommend specific products.